What is Insurance?
Most families need two covers: life cover to replace your income if something happens to you, and health cover so a hospital bill doesn't eat into your savings.
Bring along the policies you already have. Some people are paying for cover they don't need, while others have far less than they think.
Who it's for
- Your family depends on your income
- You have loans to repay
- You only have the health cover your employer gives you
How we can help
- Work out how much life and health cover you need
- Read through your existing policies and explain what they cover
- Compare options and help with the paperwork
Risks to know about
- Insurance is the subject matter of solicitation. Read the policy terms and exclusions carefully before you buy
- Declare your health history honestly, or a claim can be rejected
- Plans that mix insurance and investment often give you too little of both
Ask us about Insurance
Fill this in and we'll give you a clear yes or no, with a timeline.
Questions people ask
People often start at 10 to 15 times their yearly income, then adjust for loans, children and savings. We can work out a figure for your family.
It helps, but it usually stops when you leave the job, and the amount may be small. It's safer to keep a personal policy too.
