What are Bonds?
Bonds are issued by governments, public sector companies and private companies. How safe a bond is depends on who is borrowing.
They usually won't grow as much as shares, but they tend to be steadier. That matters more as you get closer to needing the money.
Who it's for
- You want regular income from your savings
- You're close to retirement or a big planned expense
- Too much of your money is in the stock market
How we can help
- Explain the difference between government, PSU and corporate bonds
- Go through credit ratings with you
- Match maturity dates to when you'll need the money
Risks to know about
- A borrower can default, and a higher interest rate usually means more risk
- If rates rise and you sell before maturity, you may get less than you paid
- Some bonds are hard to sell quickly
Ask us about Bonds
Fill this in and we'll give you a clear yes or no, with a timeline.
Questions people ask
No. Government bonds have very little default risk, but a corporate bond is only as safe as the company behind it.
In most cases, yes. A few tax-free bonds are the exception. Tax rules change, so check with your tax adviser.
